Core Benefits for Employees and Their Families

Core Benefits for Employees and Their Families

Coverage extends to spouse/partner and dependents up to age 26 where indicated.

• Telemedicine (24/7) - Access to board-certified W-2 physicians (not per-call contractors) for consistent, high-quality care at no cost. Available for the entire household up to age 26.
• Telemental Health - Psychiatry, counseling, and therapy delivered privately from home, reducing workplace stigma. Available for the entire household up to age 26.
• Tele Appointments - Employees and their families connect directly with licensed doctors and mental health professionals for ongoing, reliable care through telemedicine and telemental health.
• Dental, Vision, and Hearing Discounts - Nationwide discounts that extend to the entire family.

Note: Dental, vision, and hearing discount programs are available to all employees, including those who do not participate in the premium program.

Employee-Only Benefits

• Prescriptions - Access to 800+ no-cost medications (and broader discounts beyond that) through preferred partners and networks.
• Hospital Indemnity - Fixed daily benefit paid during hospitalization to reduce the financial strain of extended stays.
• Critical Illness Coverage - Financial protection for serious conditions (e.g., cancer, heart attack, stroke).
• Accident Coverage - Fixed payments to help offset costs of accidental injuries or emergency care.
• Preventive Labs & Screenings - Annual testing of dozens of biomarkers with reports that identify early warning signs and support long-term health.
• Term Life Insurance - $10,000 Guaranteed Term Life Insurance up to age 64.
• Accidental Death Life Insurance - $10,000 Accidental Death Life Insurance up to age 64.